The Role and Collaboration Model of Human and Artificial Intelligence Considering Human Factor in Financial Security

Vol. 28, No. 6, pp. 1563-1583, Nov. 2018
10.13089/JKIISC.2018.28.6.1563, Full Text:
Keywords: Human Factor, Artificial intelligence, Finance, Security, Collaboration
Abstract

With the deregulation of electronic finance, FinTech has been revitalized. The discussion on artificial intelligence is activein the financial industry. However, there is a problem of increasing security threats behind new technologies. Securityvulnerabilities have increased because we are more connected than before, and the channels and entities of the financialindustry have diversified. Although there are technical and policy discussions on security, the essence of all discussions ishuman. Fundamentals of finance are trust and security, and attention to human factors is important. This study presents therole of human and artificial intelligence for financial security, respectively. Furthermore, this derives a collaborative model inwhich human and artificial intelligence complement each other's limitations. To support this, it first discusses thedevelopment of finance and IT, AI, human factors, and financial security threats. This study suggests that the security threatswill intensify in the era of new technology, but it can overcome them by using machinery and technology.

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Cite this article
[IEEE Style]
이보라 and 김인석, "The Role and Collaboration Model of Human and Artificial Intelligence Considering Human Factor in Financial Security," Journal of The Korea Institute of Information Security and Cryptology, vol. 28, no. 6, pp. 1563-1583, 2018. DOI: 10.13089/JKIISC.2018.28.6.1563.

[ACM Style]
이보라 and 김인석. 2018. The Role and Collaboration Model of Human and Artificial Intelligence Considering Human Factor in Financial Security. Journal of The Korea Institute of Information Security and Cryptology, 28, 6, (2018), 1563-1583. DOI: 10.13089/JKIISC.2018.28.6.1563.